• Login
    View Item 
    •   Mak IR Home
    • College of Business and Management Sciences (CoBAMS)
    • School of Business (SB)
    • School of Business (SB) Collections
    • View Item
    •   Mak IR Home
    • College of Business and Management Sciences (CoBAMS)
    • School of Business (SB)
    • School of Business (SB) Collections
    • View Item
    JavaScript is disabled for your browser. Some features of this site may not work without it.

    Operational costs, lending policies and outreach of Urwego Opportunity Microfinance Bank LTD, Rwanda

    Thumbnail
    View/Open
    Masters Thesis (280.0Kb)
    Date
    2010-08
    Author
    Ndyamuba, Straton
    Metadata
    Show full item record
    Abstract
    This study was carried out to investigate the declining outreach levels as a result of lending policies and high operational costs of URWEGO Microfinance Bank. The objectives of the study were to examine the relationships between operational costs, lending policies, repayment rates and outreach of URWEGO microfinance bank. A sample of 50 staff and 171 clients of URWEGO microfinance bank were used in the study. It was observed that there was a significant negative relationship between operational costs and outreach. The study also revealed that there was a significant negative relationship between operational costs and repayment rate. The study findings also showed that there was a significant positive relationship between lending policies and repayment rate. Further analysis of the results indicates that operational costs and lending policies predict 59% of the variance in the outreach. Therefore URWEGO microfinance bank of Rwanda should adopt technological innovations, product refinements, and strengthen capacity that is needed to reduce costs, increase outreach, and boost overall profitability. There is need by the microfinance to minimize the effective interest rates charged on borrowers which may affect the depth of outreach.
    URI
    http://hdl.handle.net/10570/2182
    Collections
    • School of Business (SB) Collections

    DSpace 5.8 copyright © Makerere University 
    Contact Us | Send Feedback
    Theme by 
    Atmire NV
     

     

    Browse

    All of Mak IRCommunities & CollectionsTitlesAuthorsBy AdvisorBy Issue DateSubjectsBy TypeThis CollectionTitlesAuthorsBy AdvisorBy Issue DateSubjectsBy Type

    My Account

    LoginRegister

    Statistics

    Most Popular ItemsStatistics by CountryMost Popular Authors

    DSpace 5.8 copyright © Makerere University 
    Contact Us | Send Feedback
    Theme by 
    Atmire NV