Corporate governance, credit risk management and financial performance of SACCOS in Teso Sub-Region.

dc.contributor.author Abiyar, Jennifer
dc.date.accessioned 2014-12-12T12:22:11Z
dc.date.available 2014-12-12T12:22:11Z
dc.date.issued 2014
dc.description A thesis submitted in partial fulfillment of the requirements for the award of the Masters of Science Degree in Accounting and Finance of Makerere University. en_US
dc.description.abstract The purpose of this study was to investigate the relationship between corporate governance, credit risk management and financial performance of SACCOs in Teso sub-region. The study was guided by the following research objectives; to establish the relationship between corporate governance and credit risk management, examine the relationship between credit risk management and financial performance, as well as examine the relationship between corporate governance and financial performance of SACCOs in Teso sub region. A sample of 87 SACCOs was selected from a population of 104 SACCOs in the eight districts of Teso sub-region that had been operational for at least three years and registered with the Registrar of Cooperatives by 2010 and a questionnaire was distributed to each of the SACCOs, collected and thereafter the data was analyzed using SPSS package and descriptive, correlation, and regression analysis were carried out. Findings revealed that some SACCO managers are sheltered by the founder syndrome and there was a significant positive relationship between all the study variables corporate governance, credit risk management, and financial performance. Results from the regression analysis showed that corporate governance and credit risk management significantly predicted 34.1% of financial performance of SACCOs in Teso sub-region. The study concluded that some SACCO managers are covered by the founder syndrome which may explain the relatively poor financial performance of these SACCOs. SACCOs were therefore advised to create awareness amongst the members as well as encourage SACCOs to implement and adhere to corporate governance principles and training of staff in related areas of credit risk management. en_US
dc.identifier.citation Abiyar, J. (2014). Corporate governance, credit risk management and financial performance of SACCOS in Teso Sub-Region. Unpublished masters thesis. Makerere University, Kampala, Uganda. en_US
dc.identifier.uri http://hdl.handle.net/10570/4118
dc.language.iso en en_US
dc.publisher Makerere University en_US
dc.subject Corporate governance en_US
dc.subject Credit risk management en_US
dc.subject Financial performance en_US
dc.subject SACCOS en_US
dc.title Corporate governance, credit risk management and financial performance of SACCOS in Teso Sub-Region. en_US
dc.type Thesis/Dissertation (Masters) en_US
Files