| dc.contributor.author | Sebanakita, Sulaiman | |
| dc.date.accessioned | 2019-10-16T13:18:46Z | |
| dc.date.available | 2019-10-16T13:18:46Z | |
| dc.date.issued | 2019-09-20 | |
| dc.identifier.citation | Sebanakita, S. (2019). Unpublished masters thesis. Makerere University, Kampala, Uganda | en_US |
| dc.identifier.uri | http://hdl.handle.net/10570/7473 | |
| dc.description | A dissertation submitted in partial fulfillment of the requirements for the award of the Masters of Business Administration Degree of Makerere University | en_US |
| dc.description.abstract | The purpose of this study is to investigate the relationship between credit terms and loan default
of Digital Credit Providers (DCPs) in Uganda. This study was mixed sequential explanatory. Data
were collected through a questionnaire survey of 254 students in Makerere University. Results
indicate that there is a significant relationship between credit terms and loan default among clients
of DCPs. This study’s regression model predicts 24% of the variance in loan default of DCPs in
Makerere University students. The study is relevant to persons who borrow money and managers
of DCPs and Savings and Credit Cooperatives (SACCOs). Managers may need to flex their credit
terms and borrowers may have to identify those DCPs that are ready to discuss credit terms if the
microfinance industry in Uganda is to help in reducing poverty. The study confirmed credit terms
as a significant predictor of loan default
Key words: Digital Credit Providers (DCPs), credit terms, loan default | en_US |
| dc.language.iso | en | en_US |
| dc.publisher | Makerere University | en_US |
| dc.subject | Digital credit | en_US |
| dc.subject | Digital credit terms | en_US |
| dc.subject | Loan default | en_US |
| dc.subject | University students | en_US |
| dc.subject | Uganda | en_US |
| dc.subject | COBAMS | en_US |
| dc.subject | Makerere University | en_US |
| dc.subject | College of Business and Management Sciences | en_US |
| dc.subject | Mokash | en_US |
| dc.subject | Airtel wewole | en_US |
| dc.title | Digital Credit Terms and Loan Default among University Students in Uganda: A Case Study of COBAMS, Makerere University | en_US |
| dc.type | Thesis | en_US |
